American Home Bank, National Association, was issued a federal charter by the Office of the Comptroller of the Currency on August 6, 2001. This charter allows the bank to lend in the 50 United States. The Federal Deposit Insurance Corporation insures our deposits.

The Bank is a member of the Federal Reserve and is an Equal Housing Lender. Freddie Mac has recognized the Bank’s servicing team with it’s Tier One Performance Award consistently since the first quarter of 2003. This award acknowledges best utilization of technology, streamlining of processes and sustaining superior performance in the mortgage loan servicing industry.

The Bank lends on a retail, wholesale and correspondent basis and currently offers more than 300 active loan products with more than 1,000 variations thereon from investors such as Freddie Mac, Fannie Mae, GMAC, Chase, Citi, Wells Fargo, Countrywide, Astoria, US Bank, Suntrust and others. Additionally, the Bank has the ability to portfolio loans and is a FHA Mortgage (Full Eagle) and a VA delegated/LAPP lender. The Bank also participates in various state housing finance programs. Reverse mortgage products are available from American Home Bank through its Beacon Reverse Mortgage Division.

In August 2007, American Home Bank was named to the Inc. 5,000 list of fastest growing private companies in America. In 2008, we were also named as the #1 mortgage lender for the 6th year in a row in Central Pennsylvania by the Central Penn Business Journal.